Group Health Insurance
Employee health benefits with family floater options. Boosts retention and meets statutory expectations.
For businesses
Corporate insurance solutions
From employee benefits to project insurance and liability cover — protect your business, your people and your bottom line.
Group Term Insurance
Affordable life cover for your entire workforce, with lump-sum payout to nominees.
Group Personal Accident
Covers accidental death and disability for all employees, including during work travel.
Fire Insurance
Buildings, plant, machinery, stock and furniture against fire, lightning, riots and natural calamities.
Burglary Insurance
Protection against theft, burglary and housebreaking — premises, stock and cash on premises.
Contractor's All Risk
Comprehensive project insurance covering material damage and third-party liability during construction.
Workmen Compensation
Statutory cover under the Employee's Compensation Act for injuries during the course of employment.
Marine / Transit Insurance
Cover for goods in transit by road, rail, sea or air — domestic and international shipments.
Doctor's Liability
Professional indemnity for medical practitioners against negligence claims and legal expenses.
Cyber Crime Insurance
Coverage against data breaches, ransomware, business email compromise and regulatory fines.
Professional Indemnity
For consultants, CAs, architects and engineers — legal liability arising from professional negligence.
Directors' & Officers' Liability
Protects directors and officers from personal liability arising from management decisions.
Group health insurance
Healthier teams. Happier workplaces.
Group Health Insurance is one of the most valued employee benefits — and the premium is a deductible business expense. We design GMC plans that balance comprehensive coverage against a predictable annual premium.
- Coverage for employees, spouse, children and parents
- Pre-existing conditions covered from day 1 in most group plans
- Cashless network of 10,000+ hospitals across India
- Maternity, day-care procedures and OPD options
- Dedicated HR portal for endorsements and claims
Day 1
Pre-existing cover in most group plans
₹5 cr
Sum-insured line between Sookshma and Laghu Udyam policies
Fire & property insurance
One incident can set you back years
Manufacturing unit, warehouse, retail outlet or office — fire, electrical short-circuits, riots and natural calamities can wipe out years of investment overnight. Our fire and property plans cover the full asset base.
- Building, plant, machinery, stock and furniture covered
- Add-ons for earthquake, terrorism and consequential loss
- Replacement value or reinstatement basis
- Floater policies for multi-location businesses
- Claim assistance from documentation to settlement
Cyber crime insurance
Your data is worth more than your office
One ransomware attack, one phishing-induced wire transfer, one data leak — and the business faces crores in losses plus regulatory action under the DPDP Act. Cyber insurance covers first-party costs and third-party liabilities.
- Ransomware payments and business interruption
- Data breach response, notification and forensics costs
- Third-party liability from data privacy violations
- Regulatory fines and legal defence costs
- Social engineering and funds-transfer fraud cover
DPDP Act
Penalties for mishandling personal data — check your exposure
