Trust first
We earn it by being honest about what a policy covers — and what it doesn't. No upsell pressure, ever.
About us
A decade of trusted insurance advisory
Policy Nivesh is an insurance advisory firm offering a comprehensive range of policies — financial protection and peace of mind for individuals and businesses alike.
Our story
Founded to cut through the jargon
We started with a single goal: help people pick policies that actually pay out when it counts, and say plainly what a policy does not cover.
With a diverse portfolio across retail and corporate insurance, plus mutual fund advisory, we serve 2000+ clients across India — spanning manufacturing, construction, hospitality, professional services and individual families.
Zirakpur, Mohali
Home office, serving clients across India
Our values
What we stand for
The principles behind every conversation, recommendation and claim we handle.
Research-backed
We compare quotes across India's top insurers and lay out the trade-offs so you decide with full information.
End-to-end care
From first quote to claim settlement, we stay with you. Renewals, endorsements, claims — we do the paperwork.
Client first
Every recommendation is grounded in your actual situation — family size, business risk, budget — not a sales target.
24×7 support
Accidents and emergencies don't follow office hours. Our claim helpline runs around the clock for clients.
Long-term partner
Many clients have been with us 5, 10, even 15 years. Insurance is a relationship — we treat it that way.
Our team
The experts behind Policy Nivesh
Insurance professionals with deep expertise across retail, corporate and investment products.
SJ
Sunil Jain
Founder & CEO
PS
Priya Sharma
Head of Operations
RM
Rakesh Mehta
Corporate Insurance Lead
AK
Anjali Kapoor
Mutual Fund Advisor
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Happy clients
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Years of experience
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Insurance products
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Claim success rate