RetailMotor Insurance
Comprehensive cover for your vehicle with cashless claims at 5,000+ garages.
Zirakpur · Serving all of India
Secure your tomorrow, today.
India's trusted insurance and mutual fund advisor — protecting 2000+ families and businesses with policies tailored to what actually matters to them.
2000+
Insured clients
15+
Years experience
17
Insurance products
98% claims settled
Motor · Health · Fire · Marine
We compare policies from India's leading insurers
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Star Health
Tata AIG
SBI General
Free, no obligation
Get a free quote
Fill the form and an expert will reach out within 24 hours.
Our products
Insurance solutions for every need
From everyday cover to specialised corporate policies — the right protection across 17+ insurance categories.
Retail
RetailHealth Insurance
Wide hospital network, cashless treatment and tax benefits under Section 80D.
Retail
Retail
RetailTerm Life Insurance
High cover at low premiums — financial security for the people who depend on you.
Corporate
CorporateGroup Health Insurance
Employee health benefits with corporate-friendly premiums and an HR portal.
CorporateContractor's All Risk
Project insurance covering material damage and third-party liability.
Corporate
Corporate
CorporateCyber Crime Insurance
Protect your business from data breaches, ransomware and wire fraud.
InvestmentsMutual Funds
Goal-based investment advisory tailored to your risk profile and time horizon.
Why choose us
Why insure with Policy Nivesh?
For over a decade we've helped families and businesses choose insurance that actually pays out when it matters. No jargon, no pressure — honest advice and full-service support from quote to claim.
24×7 support
Round-the-clock claim assistance, because accidents don't keep office hours.
Research-based pricing
We compare across insurers so you don't overpay for the same cover.
Care with convenience
Doorstep service, digital documents, fully paperless onboarding.
Trust you can feel
2000+ clients across India — many with us 10 years and counting.
15+ years
Advising families and businesses across India
0+
Happy clients
0+
Years of experience
0
Insurance products
0%
Claim success rate
Our process
Get insured in 4 simple steps
First-time buyer or renewing — the same streamlined process gets you covered fast.
Share your need
Fill a short form or call us and tell us what you want to insure — a vehicle, your family's health, a factory, a shipment. No documents needed at this stage.
Compare quotes
We pull quotes from the insurers that actually fit your case and explain the real differences — sub-limits, waiting periods, exclusions — not just the premium.
Choose & pay
Pick the cover you want. Pay online and the policy document reaches your inbox in minutes — fully paperless, with KYC handled digitally.
Lifetime support
Renewals, endorsements, additions, claims — we handle the paperwork for as long as you hold the policy. One named advisor, not a call queue.
Customer voices
What our clients say
Real stories from clients who trust Policy Nivesh with their families and their businesses.
We are associated with Policy Nivesh for many years and very happy with their services and solutions to every insurance need.
We started with Group Health Insurance through Policy Nivesh and now all our insurance needs are catered by them, because of their 24×7 service.
We got the reference about Policy Nivesh 4 years back — since then we are associated with them due to excellent services.
We started with motor insurance and with time all our insurance is done by them, due to their sales and claim service.
Very satisfied with their services and their knowledge of each and every product. Sunil Jain has been our trusted advisor for years.
Associated with Policy Nivesh for years — very happy with their services and their solutions to every insurance need we've had.