Domestic Travelling

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Why Claim Get Rejected?

Intoxication & Drugs/ Misrepresentation of facts

Claims against injury or accident caused under the effect of alcohol or drugs use will be subject to rejection. And hiding of any pre existing disease subject to terms & conditions let down by insurance companies.

Participation In Extreme Sports

If the cause of injury or accident is because of participation in any extreme sport like skiing, mountain climbing etc., claims in such cases will not be entertained. You must check with your insurer about this at the time of taking the policy.

Involvement In Criminal Act

Involvement in any kind of insidious act will cease the benefit of your travel insurance policy against emergency hospitalization for injury or accident etc.

Why Policy Nivesh

We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.

Asked Questions

To protect you against any kind of medical emergency or unforeseen event while abroad, both first time and frequent travelers must buy travel insurance.
Yes, senior’s citizens can avail travel insurance policy under a travel insurance plan designed for seniors. However, they will be required to undergo certain medical tests for the same.
Yes, travel insurance policy can come in handy during emergencies like personal accident or loss of baggage during domestic travels
You can buy travel insurance online at the best price point. Comparing different online travel insurance quotes can help you get the best price.
Most travel insurance companies do not cover pre-existing diseases or conditions. In specific situations, pre-existing diseases could be covered with sub-limits.
Example of Curtailment of Trip – In event of a personal emergency back home in which you are have cut short your trip and head home, the insurance company will take of expenses because of the change in plan.
Example of Trip Cancellation – In case you have to cancel your trip or holiday due to ill-health or any kind of family or business emergency, the insurance company reimburses the fare for non-refundable air tickers, hotel bookings etc.

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