Covers own damage of the vehicle and any property damage or bodily injury to a third party.
Insurance Companies also offers add on cover such as zero depreciation, consumable cover, engine protection cover.
Road Side Assistance/ Key Loss / Loss of personal belongings
Road Side Assistance provides accommodation, mechanic if any internal damage/ flat tyre while travelling on the road. Key Loss covers theft/ misplacement of key. Loss of personal belongings protects the belongings lying in the car excl. Gold / Cash
Reminder through SMS / Email before the 15 days of the Policy expiry, so that policy could be renewed on time.
Why Claim Get Rejected?
Often, claims are rejected if the investigators detect foul play or willful damage.
If the driver of the vehicle was drunk the claim will be rejected.
If the vehicle was damaged while doing something illegal the claim will not be paid.
Provide details of the policy number, details of the vehicle in question, copy of the policy report (where applicable), copy of the driver’s license.
Cashless claims will be available in network garages of respective insurer. Leading insurers have tie-ups with authorized service centers of leading automobile manufacturers such as Maruti Suzuki, Hyundai and Honda.
Typical Exclusions are: Willful Damage, Driving without a Valid License, Driving under influence of Drugs or Alcohol, War and Terrorism.
Why Policy Nivesh
We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.
We provide quotes at very fast turn around time.
Claim team for 24X7 customer service.
Sales & Support
Dedicated Sales, Support team is there to assist you.
Door step service
We will get the policy signed and picked up from your home.