Four Wheeler

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Why Claim Get Rejected?


Often, claims are rejected if the investigators detect foul play or willful damage.


If the driver of the vehicle was drunk the claim will be rejected.

Unlawful Activities

If the vehicle was damaged while doing something illegal the claim will not be paid.

Why Policy Nivesh

We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.

Asked Questions

The premium rate of the motor or vehicle insurance is determined by several factors such as –

  • Age of the policy holder
  • Type of vehicle and engine
  • Geographical location
No-claim bonus certificate and a copy of previous year’s policy are required for the renewal of vehicle insurance policy.
Yes, the premium rates of motor insurance can be lowered by comparing vehicle insurance quotes online. Installing anti-theft devices in vehicles can also bring down the premium rates.
No, a consolidated premium amount has to be paid and there are no provisions for installments.
The following documents are required to make claim settlements on your car insurance –

  • Copy of FIR, if applicable
  • RC of the vehicle
  • Driving license
  • Original bills and cash receipts
The benefit of auto insurance ceases to apply if:

  • The driver does not have a valid driving license
  • The driver is guilty of driving under the effect of alcohol or drugs
  • The vehicle has been used for unlawful purposes

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