Fire Insurance

Get several deeply researched insurance options in less than 2 hours :

  • Office Insurance
  • Under Fire Insurance one can cover their
  • Engineering All Risk
  • Factory & Warehouse Insurance
  • Motor Fleet Insurance
  • Art Insurance

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FIRE INSURANCE COVERS

  • Fire and Lightning
  • Explosion/Implosion
  • Aircraft Damage
  • Riot, Strike, Malicious Damage
  • Act of God Perils: Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood & Inundation
  • Impact Damage
  • Subsidence & Landslide including Rockslide
  • Bursting and/or overflowing of Water tanks, apparatus & pipes
  • Missile Testing Operations
  • Leakage from Automatic Sprinkler Installations
  • Bush fire (loss due to Forest fire is excluded)

Benefits Overview of Fire Insurance

Perils and risks covered by office content insurance policy

  • Loss or damage caused from fire, lightening explosion
  • Damage caused by air crash
  • Damage caused by riots, strikes
  • Bursting of water pipe and other apparatus
  • Loss caused from natural disasters such as storm, cyclone, flood etc.

Additional covers provided under insurance office schemes

  • Covers burglary or forceful entry into the office space
  • Covers loss of money – in the safe or in transit
  • Covers all electronic and portal office equipment’s
  • Covers personal accident & workmen compensation
  • Other covers – glass plates, neon signs, public liabilities etc.

Key exclusions under insurance for office spaces

  • Loss or damage of property due to war or nuclear disasters/radioactive contamination
  • Loss or damage of office content due to willful act of negligence
  • Loss or damage of property/office equipment while engaging in unlawful activities

Why Policy Nivesh

We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.

Frequently
Asked Questions

Any damage of office spaces, industrial unit can incur huge business loss to any company or entity. To safeguard your business from unknown perils or dangers, it is best to take a comprehensive insurance policy for office spaces.
In order to get the best deal, it is advised to compare quotes online and buy a comprehensive office insurance plan online.
The biggest advantage of office insurance policy is that a single policy covers most risks. Some office insurance policies do cover risks third party liabilities as well. However, it is recommended to check with your insurer regarding the same.
Office Package policy covers Standard Fire Insurance and Special Perils. It also covers Burglary, Mechanical and Electrical breakdown for appliances, All Risks for Portable Equipment, and Money in Safe and Money in Transit.
Yes, any damage to property caused as a result of employee fidelity or dishonesty is covered by office insurance policy.
The premium rate of your office insurance is calculated on the basis of risk that includes location of the office, history of past claim settlements, size of the company, nature of business etc.
Corporate offices, IT BPO’s , software development offices, government offices, NGOs, warehouses and store houses can take a dedicated insurance for office.
Office contents insurance could cover all movable and immovable assets such as computers, printers, machinery, and office furniture.

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