Cyber Insurance

Get several deeply researched insurance options in less than 48 hours:

  • Lowest premium assured with best coverage.
  • Features explained simply.
  • Risk held letter issued in 48 hours after final quote confirmation.
  • Details in one pager template required to get the quote.

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CYBER INSURANCE COVERS

  • Loss of Business Income
  • Cyber Extortion
  • Privacy Notification Costs
  • Crisis Management Costs
  • Multimedia Risks
  • Regulatory Fins and Penalties
  • Credit Monitoring Costs

Benefits Overview of Cyber Insurance

Prior Period Exclusion

  • Loss or damage caused from fire, lightening explosion
  • Damage caused by air crash
  • Damage caused by riots, strikes
  • Bursting of water pipe and other apparatus
  • Loss caused from natural disasters such as storm, cyclone, flood etc.

Known Issues

Claims that come about from an issue that was known before the insurance was bought are rejected. The insurer will cross examine the case closely to see when the company became aware of the matter. This can be addressed by clearly describing any known issues when you buy your first Public Liability cover

Poor Safety Protocols

Insurers will reject a claim if the protocols they specified in the contract were not in place. This includes encryption, virus checks, original software, firewalls in some cases. We ensure that the technology teams go deep into these safety protocols and are confident of complying with them. In a few cases we will commission an independent technology audit before placing the insurance.

Why Policy Nivesh

We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.

Frequently
Asked Questions

Businesses, irrespective of its size or service rely on IT infrastructure to carry out their day to day operations and business. Any incident of compromise with IT security can lead to immense data and business loss, expensive law suit etc. Therefore, to safeguard operations and business functioning, enterprises must opt for a comprehensive cyber risk insurance scheme.
Businesses that carry sensitive customer information, banking, finance, IT services and even health care service providers must take a dedicated cyber insurance policy.
Third party insurance usually entails customers or clients.
Besides opting for a comprehensive cyber risk insurance coverage, managing cyber risk by tightening security system, encrypting data, protecting outbound data, protecting system will password can avert cyber risk liability to a large extend.
Cyber Policy does not cover the replacement, upgradation or improving the security system. It also does cover any kind of taxes, fines and penalties against the insured.
The insured is usually the company, organization or enterprise on behalf of which the policy is taken.

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