CGL Policy covers legal liability towards Third parties arising out of Bodily Injury
Products and completed Operations
Personal and Advertising Injury Liability
CGL Operates as a Combination of Public Liability and Product Liability Policies. The Covers available are Act of God Perils, Lift Liability, Garage – Keeper Liability, Incidental medical malpractice.
Travel of Executives
Product Recall Exclusion
Sudden and Accidental Pollution
Coverage for Insured’s Projects
Food and Beverage, Valet Parking, Automatic coverage for subsidiaries.
Benefits Overview of Fire Insurance
Prior Period Exclusion
Claims pertaining to a period before the retroactive date are not covered. If there is a break in the renewal of the insurance then the retroactive date is reset to the start date of the new insurance. We prevent this by ensuring timely renewal
Claims that come about from an issue that was known before the insurance was bought are rejected. The insurer will cross examine the case closely to see when the company became aware of the matter. This can be addressed by clearly describing any known issues when you buy your first CGL cover
Professional Services Claims
Claims related to deficient services or negligence are not covered in CGL. Those claims may be covered under a separate Professional Indemnity or Errors and Omissions’ insurance
Provide the completed claim form, legal notices, court and other correspondence on the matter, estimate of legal fees, letter of subrogation. Pictures of the damaged site or accident are also helpful. Do not admit liability without informing the insurer.
Extensions can be purchased to cover pollution related cases; medical expense coverage, damage to rented premises. The insurance can cover product related damages as well.
Product Guarantee, Repair and Replacement cost and Financial Losses
Error and Omissions / Fraud and Dishonesty
Product manufactured or domiciled in USA/Canada
Why Policy Nivesh
We are not selling anything online rather just educate customer about the product features , coverages, exclusions , claim settlement and all other things where customer get confused while buying any insurance/loans etc. If customer is satisfied with our product details than may ask for competitive quotes from various insurers.
We provide quotes at very fast turn around time.
Claim team for 24X7 customer service.
Sales & Support
Dedicated Sales, Support team is there to assist you.
Door step service
We will get the policy signed and picked up from your home.
Yes, the premium rates of motor insurance can be lowered by negotiating with insurers to reduce the vehicle insurance quotes. Installing anti-theft devices in vehicles can also bring down the premium rates.